Legal Insurance Terms 

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This is insurance coverage that protects your small business’s property. If your commercial real estate, products, or equipment are damaged in a covered event, your policy can compensate you for the cost to repair or replace the property.

Usually, Property Insurance covers loss or damage caused by…

• Fire.

• Theft.

• Windstorms.

• Vandalism.

But that doesn’t mean all is lost for businesses located in flood zones or earthquake hotspots. You can add riders to your policy to cover losses caused by…

• Floods.

• Earthquakes.

• Hurricanes.

• Pollution.

• And more.

You can also purchase an Inland Marine Insurance rider to cover your business property while it’s in transit or at sites other than your primary business location. If you travel with your products or tools for work, Inland Marine Insurance could be a lifesaver – most Property Insurance policies only cover losses or thefts that happen at your primary address.

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